Insurance Coverage

Insurance coverage for fertility treatment depends on your specific insurance plan. Over 75% of our patients have partial or full coverage for fertility treatment. Typically, 95% of patients have insurance coverage that covers initial consultations. Preliminary diagnostic testing such as blood work and ultrasounds are often covered as well.

Some plans cover a wide range of fertility treatments, including IUI (intrauterine insemination), IVF (in vitro fertilization) and egg freezing, while others only cover certain types of treatments.  Some insurance plans do not cover diagnostic evaluation or for fertility treatments beyond diagnostic testing.

That is why it is so important to check with your insurance company before moving forward with a fertility treatment plan, and why we offer financial consultations to determine your exact insurance coverage and benefits before providing you with estimated costs for your fertility treatment.  For those with plans including high deductibles and co-insurance obligations, this can only be a general estimate.

Additionally, we strongly advise all of our patients to double check their own insurance coverage and benefits as well.  We will provide you with all the relevant billable procedure codes so that you can get the most accurate information from your insurance company. Ultimately, it is your responsibility to understand your coverage and benefits and what you will need to pay out of pocket for fertility services. 

We accept plans from the following insurance providers:

  • Aetna

  • AmeriHealth

  • Blue Cross Blue Shield

  • Capital Blue Cross

  • Cigna

  • GWH Cigna (formerly Great West Healthcare)

  • HighMark Blue Cross Blue Shield

  • HighMark Blue Shield

  • Horizon Blue Cross Blue Shield of New Jersey

  • Horizon NJ Health  

  • Independence Blue Cross

  • Multiplan PHCS  

  • QualCare

  • Tricare

  • UnitedHealthcare

  • UnitedHealthcare Oxford

 
Testimonials

“You are the best in the business. We couldn’t have asked for better care, results, or a better doctor!”

- Stacy

“Truly helped make our dreams come true and our family complete. From start to finish (Society Hill Reproductive Medicine) made the process so comfortable and more importantly made us feel so confident in the process. Thank you forever for helping us believe in and achieve our dream.”

-Fred

“Dr. Kelly is not only an extremely competent physician current in this specialty, she is an awesome person. She devotes all the time needed to address your concerns and ensure you understand procedures. She will go the extra mile to assist in your care, and I am extremely grateful to have been her patient!!”

- Madeline

“Dr. Kelly and her staff are an amazing group of people. My little miracle wouldn’t be here without them.”

- Maria

“My husband and I couldn't be happier with the attention and care we received from the staff at Society Hill Reproductive Medicine. My husband and I are grateful for everything including the birth of our beautiful son.”

- Jessica

 

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